QuickBooks® QBO Accounts: Online Instant Real-Time Payments with FedNow® & RTP® Integration

How QuickBooks® QBO Accounts Work with FedNow® & RTP®

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

QuickBooks® QBO Accounts: Online Instant Real-Time Payments with FedNow® & RTP® Integration

The Future of Instant Payments with QuickBooks® QBO, FedNow®, and RTP®

Managing payments and cash flow efficiently is essential for businesses, freelancers, and high-risk industries. However, traditional banking processes are often slow, costly, and inflexible, making it difficult to set up multiple merchant accounts or streamline transactions.

With QuickBooks® QBO Accounts integrated with FedNow® & RTP®, businesses can now apply, activate, and get approval online—without ever stepping into a bank! Our flexible account linking options allow businesses to:

 

✅ Use One Bank Account to Manage Multiple FedNow® & RTP® Merchant Accounts

✅ Use Multiple FedNow® & RTP® Merchant Accounts Linked to One Bank Account

 

Experience seamless, real-time payments with QuickBooks® QBO, FedNow®, and RTP®—apply online today for activation and approval!


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the features

QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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QuickBooks Online Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Key Benefits of QuickBooks® QBO Accounts with FedNow® & RTP®

Ask us How:

  • "How to open a QuickBooks® QBO FedNow® & RTP® merchant account online without visiting a bank"
  • "Why FedNow® & RTP® real-time payments are the best solution for QuickBooks® QBO users"
  • "The benefits of QuickBooks® QBO Online Instant Real-Time Payments for secure transactions and seamless processing"
  • "How businesses can save money by switching from credit card processing to QuickBooks® QBO-integrated FedNow® & RTP® instant payments"
  • "The fastest way to open multiple FedNow® & RTP® merchant accounts and manage them from one bank account using QuickBooks® QBO"

How QuickBooks® QBO Accounts Work with FedNow® & RTP®

Online Instant Real-Time Payments – No Bank Visit Required

✔ Apply, activate, and get approved online within minutes
✔ Instant approvals for businesses of all sizes, including high-risk merchants
✔ Start processing real-time payments immediately with instant fund access

Flexible Bank Account Integration – Manage Your Payments Your Way

✔ Use one bank account to manage multiple FedNow® & RTP® merchant accounts
✔ Link multiple FedNow® & RTP® merchant accounts to a single bank account
✔ Customizable payment routing for optimized cash flow management

Automated Payment Requests via QuickBooks® QBO

✔ Send real-time FedNow® & RTP® payment requests directly from QuickBooks®
✔ Customers/vendors approve and send payments instantly
✔ Automatic reconciliation in QuickBooks®—eliminate manual accounting errors

Key Benefits of QuickBooks® QBO Accounts with FedNow® & RTP®

1️⃣ Instant Online Application – No Lengthy Bank Approvals

✔ Apply and get approved online—no need for in-person verification
✔ Ideal for businesses needing multiple merchant accounts or high-risk processing

2️⃣ Real-Time Payment Settlements with FedNow® & RTP®

✔ Funds settle instantly—no waiting periods or banking delays
✔ 24/7/365 availability, including weekends and holidays

3️⃣ No Chargebacks or Payment Reversals

✔ Payments are final, eliminating fraud risks and chargeback disputes
✔ Unlike credit cards, no rolling reserves or hidden processing fees

4️⃣ Lower Transaction Costs – No High Credit Card Fees

✔ Avoid expensive credit card interchange fees and ACH processing costs
✔ Flat-rate, transparent pricing—no hidden charges

5️⃣ Secure & Compliant for All Business Types – Including High-Risk Merchants

✔ Supports eCommerce, digital services, SaaS, and high-risk industries
✔ Fully compliant with FedNow® & RTP® security and financial regulations

6️⃣ Full Integration with QuickBooks® QBO

✔ Sync transactions automatically with QuickBooks® for seamless bookkeeping
✔ Eliminates manual reconciliation, reducing accounting errors and admin time
✔ Improves financial tracking with real-time payment data

Open Your QuickBooks® QBO FedNow® & RTP® Merchant Account Online with TodayPayments!

Stop dealing with slow bank approvals and high transaction fees when you can open and activate a QuickBooks® QBO FedNow® & RTP® Merchant Account online instantly. Whether you need one account or multiple linked accounts, our seamless setup allows real-time payments with no delays.

Apply today with TodayPayments and start processing instant payments with QuickBooks® QBO, FedNow®, and RTP®—no bank visits, no hassle!

Request for Payment

Creation Request for Payment Bank File

Enhance Your FedNow Accounts using QuickBooks QBO, Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website "Your Website" - Hosted Payments Page or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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